Public Kempax report

Daily Best High Yield Savings & Cash Management Accounts · 2026-09-01

Kempax Research

Loop report · 2026-09-01

Daily Best High-Yield Savings & Cash Management Accounts — 2026-09-02

As of 2026-09-02 UTC, this review-only candidate remains inconclusive and does not support a synchronized same-day winner. The freshest captured bank-savings base signals are Bask at 3.75% APY as of 2026-09-02 and UFB Direct at 3.26% as of 2026-09-02; CIT also shows 3.75% at $5,000 or more, but its official effective date is 2026-07-01. For cash management, Wealthfront remains the access-first review candidate at a 3.30% base APY dated 2026-01-30, while Fidelity's FDIC sweep is 1.84% APY as of 2026-08-31 and its separate money-market-fund measure is 3.33% seven-day 3.39% effective yield as of 2026-09-01; Vanguard retains a dated 3.35% observation from 2026-07-06 including a temporary boost. These are best-for review designations, not approved winners; the 2026-09-02 comparison read adds conditional or unmapped signals only.

The candidate is analyst-owned review material for handoff to the responsible portfolio or treasury lead by EOD. No account opening, funding, transfer, provider contact, or external distribution is authorized before approval.