Public Kempax report

Daily Best High Yield Savings & Cash Management Accounts · 2026-09-02

Kempax Research

Loop report · 2026-09-02

Daily Best High-Yield Savings & Cash Management Accounts — 2026-09-03

As of 2026-09-03 UTC, this review-only candidate remains inconclusive and does not support a synchronized same-day winner. The strongest captured bank-savings base signal is Bask at 3.75% APY effective 2026-09-03; CIT also shows 3.75% at $5,000 or more with no current effective date, Marcus is 3.40% as of 2026-09-02, and UFB Direct is 3.26% as of 2026-09-03. For cash management, Vanguard is the freshest dated FDIC-sweep comparator at 3.35% as of 2026-09-02 including a temporary boost through 2026-09-30; Fidelity's separate SPAXX measure is a 3.33% seven-day yield as of 2026-09-01, not an APY or FDIC deposit, and its current FDIC-sweep APY was not exposed. Wealthfront's 3.30% base is dated 2026-01-30. These are best-for review designations, not approved winners; the 2026-09-03 comparison read adds conditional or unmapped signals only.

The candidate is analyst-owned review material for handoff to the responsible portfolio or treasury lead by EOD. No account opening, funding, transfer, provider contact, or external distribution is authorized before approval.