Public Kempax report

Daily Best High Yield Savings & Cash Management Accounts · 2026-09-05

Kempax Research

Loop report · 2026-09-05

Daily Best High-Yield Savings & Cash Management Accounts — 2026-09-06

As of 2026-09-06 UTC, this review-only candidate remains inconclusive as a synchronized all-provider leaderboard, but it now has clear provisional leaders by structure. Bask is the best-for-review dated bank-savings base signal at 3.75% APY effective 2026-09-06 with no minimum balance; CommunityAmerica reaches 5.00% only on the first $2,500 with activity conditions, and Happen reaches 4.00% only with $250 evaluation-period deposits. Marcus is 3.40% as of 2026-09-05, UFB is 3.26% effective 2026-09-06, Ally is 3.00% as of 2026-09-05, and Capital One is 3.00% effective 2026-09-06. For cash management, Vanguard is the best-for-review dated bank-sweep comparator at 3.35% as of 2026-09-05 including a temporary boost through 2026-09-30; Fidelity's FDIC sweep is 1.84% APY as of 2026-09-04 while $SPAXX is a separate 3.34% seven-day yield, not an APY or FDIC deposit. Wealthfront, Betterment, Robinhood, SoFi, and Public have older, undated, or conditional figures. These are review designations, not approved winners.

The candidate is analyst-owned review material for handoff to the responsible portfolio or treasury lead by EOD. No account opening, funding, transfer, provider contact, or external distribution is authorized before approval.