Public Kempax report

Daily Best High Yield Savings & Cash Management Accounts · 2026-09-09

Kempax Research

Loop report · 2026-09-09

Daily Best High-Yield Savings & Cash Management Accounts — 2026-09-10

As of 2026-09-10 UTC, this review-only candidate remains a conditional comparison rather than a synchronized all-provider leaderboard. Current savings evidence shows Marcus at 3.40% APY as of 2026-09-09, UFB Direct up to 3.26% APY accurate 2026-09-10, Ally at 3.00% as of 2026-09-09, Capital One at 3.00% effective 2026-09-10, and Alliant at 3.01% with a $100 average-daily-balance condition. SoFi displays up to 4.00% only through a time-limited qualification, with a 3.10% base dated 2026-03-31; PenFed is 2.70% effective 2026-09-01; and Credit Union 1 shows 2.00% without an exposed declaration date. For cash management, Vanguard Cash Plus shows 3.35% bank-sweep APY as of 2026-09-09, including a temporary boost through 2026-09-30; Wealthfront shows a 3.30% base dated 2026-01-30; Public and Empower display 3.30% without an effective date; and Fidelity shows a 1.84% FDIC sweep APY as of 2026-09-08. Fidelity's $FZSXX overflow is a separate 3.34% seven-day yield as of 2026-09-09, not an APY or FDIC deposit. No approved winner is inferred.

The candidate is analyst-owned review material for handoff to the responsible portfolio or treasury lead by EOD. No account opening, funding, transfer, provider contact, or external distribution is authorized before approval.