Public Kempax report

Daily Best High Yield Savings & Cash Management Accounts · 2026-09-10

Kempax Research

Loop report · 2026-09-10

Daily Best High-Yield Savings & Cash Management Accounts — 2026-09-11

As of 2026-09-11 UTC, this review-only candidate is a conditional shortlist rather than an unconditional leaderboard. Current savings signals are Axos ONE Savings up to 4.21% APY subject to linked-checking activity, Happen LevelUp Savings at 4.00% APY with a $250 statement-cycle deposit condition and 3.00% fallback, and CIT Platinum Savings up to 4.10% APY for six months at $5,000 or more. Vio Online Savings shows 3.95% effective 2026-09-09 and Bask Interest Savings 3.75% effective 2026-09-11. For cash management, Vanguard Cash Plus shows a 3.35% bank-sweep APY as of 2026-09-10, including a temporary 0.25% boost through 2026-09-30; Wealthfront shows a 3.30% base dated 2026-01-30 with conditional boosts; and Public displays 3.30% at retrieval on 2026-09-11 without a provider as-of date. Fidelity shows a 1.84% FDIC sweep APY as of 2026-09-09; its $FZSXX figure is a separate 3.34% seven-day fund yield, not an APY or FDIC deposit. No unconditional winner is inferred.

The clearest best-for designations are Axos ONE Savings for the highest displayed conditional savings yield and Vanguard Cash Plus for the freshest dated full-sweep cash yield. Every figure below is labeled as base, promotional, conditional, stale, undated, or structurally different where applicable.