Public Kempax report

Daily Top CD Rates · 2026-09-11

Kempax Research

Loop report · 2026-09-11

Daily Top CD Rates: no offer clears every gate; Raymond James is 4.75% held and Quorum is the best-supported small-minimum route

Quorum’s 12-month display remains the best-supported small-minimum route at 4.35% APY, but no current candidate clears every publication gate. Raymond James’s exact 60-month row is now 4.75% APY, up 0.15 percentage points 15 basis points from the immutable baseline, but brokerage advisor access and an unresolved early-withdrawal formula keep it held. Credit One’s exact 18-month row remains 4.45% APY with a $100,000 minimum; its earlier +10-basis-point move was already recorded in the baseline, and missing product-level state-scope evidence keeps it conditional. NASA Federal’s dated 49-month special is 4.30% APY and requires $10,000 of new external funds during Sep. 1–30; other displayed rates remain held when access, funding, penalty, freshness, or disclosure evidence is incomplete. Popular Direct, Happen, FNBA, Sallie Mae, and Credit One have issuer-specific logo candidates pending image-display and rights review, while the other visible held providers retain explicit logo holds. Other exact provider-term matches are unchanged; unmatched rows are not withdrawals or decreases.