Public Kempax report

Daily Top CD Rates · 2026-09-14

Kempax Research

Loop report · 2026-09-14

Daily Top CD Rates: no offer clears every gate; Connexus is the strongest evidence-complete route at 4.00% APY

Connexus’s 9-month certificate is the strongest evidence-complete national-access route in this screen at 4.00% APY, but no current candidate clears every publication gate. Its exact provider-term match rose from 3.50% to 4.00%, a verified +50-basis-point increase; the $5,000 minimum and membership requirement remain material. Quorum’s 12-month display remains the best small-minimum route at 4.35% APY with a $100 minimum, while Raymond James Bank’s highest displayed row is 4.75% APY for 60 months but stays held because brokerage advisor access and the early-withdrawal formula are unresolved. Congressional Federal’s 6.00% Flexible Saver is a current-only headline lead held outside the numbered list because of its $1,000 balance cap, one-per-membership limit, date conflict, and unreadable current penalty disclosure. Other displayed rates remain conditional or held when access, funding, penalty, freshness, or disclosure evidence is incomplete. Popular Direct, Happen, FNBA, Sallie Mae, and Credit One have issuer-specific logo candidates pending image-display and rights review, while the other visible ranked providers retain explicit logo holds. No exact provider-term decrease was verified; unmatched rows are not withdrawals or decreases.