Public Kempax report

Daily Top CD Rates · 2026-09-15

Kempax Research

Loop report · 2026-09-15

Daily Top CD Rates: no offer clears every gate; Connexus remains the strongest evidence-complete route at 4.00% APY

Connexus’s 9-month certificate remains the strongest evidence-complete national-access route in this screen at 4.00% APY, but no current candidate clears every publication gate. Its exact provider-term match is unchanged at 4.00% versus the baseline, so no current +50-basis-point move is claimed; the $5,000 minimum and membership requirement remain material. Quorum’s 12-month display remains the best small-minimum route at 4.35% APY with a $100 minimum, while Popular Direct’s highest current bank display is 4.50% APY for 36, 48, and 60 months but stays held because the $10,000 minimum, geographic caveat, and 60-month early-withdrawal boundary are unresolved. Congressional Federal’s 6.00% Flexible Saver is a current-only headline lead held outside the numbered list because of its $1,000 balance cap, one-per-membership limit, date conflict, and unreadable current penalty disclosure. Happen, FNBA, Sallie Mae, E TRADE, Credit One, and other displayed rates remain conditional or held when access, funding, penalty, freshness, or disclosure evidence is incomplete. Six exact issuer-specific logo candidates are attached to matching ranked items; other candidate marks remain pending review, and providers without a compliant image retain explicit logo holds. No exact provider-term increase or decrease was verified; unmatched rows are not withdrawals or decreases.